About this Document
Recognizing the possibility of a U.S. Central Bank Digital Currency (CBDC), the Biden-HarrisAdministration has developed Policy Objectives for a U.S. CBDC System, which reflect the federal government’s priorities for a potential U.S. CBDC. These objectives flesh out the goals outlined for a CBDC in Executive Order (EO) 14067, Ensuring Responsible Development of Digital Assets. A U.S. CBDC system, if implemented, should protect consumers, promote economic growth, improve payment systems, provide interoperability with other platforms, advance financial inclusion, protect national security, respect human rights, and align with democratic values.
About the Interagency Process
This document is excerpted from a report titled Technical Evaluation for a U.S. CBDC System, published by the Office of Science and Technology Policy.1 The creation of that full report, including this set of policy objectives, was coordinated through an interagency process led by the Assistant to the President for National Security Affairs and the Assistant to the President for Economic Policy, as described in Section 3 of EO 14067. A list of departments and agencies involved in that interagency process is located in Appendix B of the aforementioned full report.
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