Programme 2026 de l'EBA : efficacité réglementaire

The EBA publishes its 2026 Work Programme and takes action for a more efficient regulatory and supervisory framework in the EU

Introduction

The European Banking Authority (EBA) has unveiled its 2026 Work Programme, outlining key priorities and initiatives aimed at enhancing the regulatory and supervisory framework within the EU. This comprehensive plan focuses on three main priorities: developing a rulebook for a resilient and sustainable single market, performing risk assessments with advanced tools and methodologies, and fostering innovation to boost technological capacity. The EBA's efforts are directed towards simplifying and increasing the efficiency of the regulatory framework, in collaboration with both EU and non-EU stakeholders.

Key Priorities and Actions

The 2026 Work Programme is structured around three core priorities:

1. Developing a Rulebook

The EBA aims to create a rulebook that contributes to an efficient, resilient, and sustainable single market. This involves a comprehensive review of the regulatory framework, focusing on the production of Level 2 and Level 3 regulatory products, reducing the reporting burden for financial institutions, and ensuring proportionality adjustments to maintain a level playing field across the EU.

2. Risk Assessments

Utilizing advanced tools, data, and methodologies, the EBA plans to enhance its risk assessment capabilities. This will support effective analysis, supervision, and oversight, ensuring the resilience of the EU financial system.

3. Tackling Innovation

The EBA is committed to enhancing the technological capacity of stakeholders by addressing innovation. This includes oversight and supervisory functions related to critical third-party providers (DORA), issuers of crypto assets (MICA), and the use of initial margin models (EMIR).

Implementation and Reporting

The EBA has launched a comprehensive assessment of the regulatory framework, resulting in 21 recommendations aimed at enhancing efficiency. These recommendations will be regularly reported on, ensuring transparency and accountability in the implementation process.

Conclusion

The EBA's 2026 Work Programme marks a significant milestone in its efforts to streamline the regulatory and supervisory framework in the EU. By focusing on key priorities and engaging in strategic actions, the EBA aims to foster a more efficient and resilient financial system.

Quelques pistes pour l'intégration opérationnelle dans votre dispositif :

- Évaluer l'impact des nouvelles recommandations de l'EBA sur votre organisation.

- Mettre à jour les procédures internes pour aligner les pratiques avec le nouveau cadre réglementaire.

- Former les équipes aux nouvelles exigences et outils de supervision.

- Collaborer avec des parties prenantes externes pour assurer une mise en œuvre harmonieuse.

- Surveiller régulièrement les rapports de l'EBA pour rester informé des évolutions réglementaires.